Terms and Conditions to Use of Jacob Dean Mortgage, Inc.’s Web Site

Please read the following terms and conditions of use carefully before using this Web site. By using this Web site, you acknowledge that you have read these terms and conditions of use, that you understand them and that you accept and agree to be bound by them.  If you do not accept and agree to these terms and conditions of use, promptly exit this Web site.  Jacob Dean Mortgage, Inc. may, at any time and at its sole discretion, revise these terms and conditions by updating this posting.  Therefore, you should periodically visit this page to review the current terms and conditions.

Jacob Dean Mortgage, Inc. cannot guarantee that the material on this Web site has not been affected by technical malfunctions or unauthorized tampering.  The materials on this Web site are subject to change without notice.

THIS WEB SITE, INCLUDING ALL CONTENT, SOFTWARE, FUNCTIONS, MATERIALS AND INFORMATION MADE AVAILABLE ON OR ACCESSED THROUGH THIS WEB SITE, IS PROVIDED ON AN "AS IS, AS AVAILABLE" BASIS, WITHOUT WARRANTY OF ANY KIND.  JACOB DEAN MORTGAGE, INC. MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION.  JACOB DEAN MORTGAGE, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.  JACOB DEAN MORTGAGE, INC. SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION.  ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE JACOB DEAN MORTGAGE, INC. WEB SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

IF YOU ARE DISSATISFIED WITH THIS WEB SITE, YOUR EXCLUSIVE REMEDY SHALL BE TO CEASE THE USE THEREOF.

Jacob Dean Mortgage, Inc. is not in the business of providing investment advice and shall have no liability whatsoever for any investment decisions or the results of any investments made by a user of this Web site.  Nothing contained in this site constitutes investment advice.  Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by Jacob Dean Mortgage, Inc. to buy or sell any securities, futures, options or offer investment advisory services, nor shall any such security be offered or sold or investment advisory service offered to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the laws of such jurisdiction.  Decisions based on information contained in Jacob Dean Mortgage, Inc.’s site are the sole responsibility of the visitor.

You represent, warrant, and covenant that you shall not upload, post or transmit to or distribute or otherwise publish through this Web site any materials which (i) restrict or inhibit any other user from using and enjoying this Web site, (ii) are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent, (iii) constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate law, (iv) violate, plagiarize or infringe the rights of third parties including, without limitation, copyright, trademark, patent, rights of privacy or publicity or any other proprietary right, (v) contain a virus or other harmful component, (vi) contain any information, software or other material of a commercial nature, (vii) contain advertising of any kind or (viii) constitute or contain false or misleading indications of origin or statements of fact.

You hereby agree to indemnify, defend and hold Jacob Dean Mortgage, Inc., its Affiliates, and all of its and their officers, directors, partners, members, owners, agents, employees, information providers, suppliers, licensors and licensees (collectively, the "Indemnified Parties") harmless from and against any and all liability and costs incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these terms and conditions of use or any of the representations, warranties and covenants made by you herein, including, without limitation, attorneys' fees and costs. You shall cooperate as fully as reasonably required or requested in the defense of any claim. Jacob Dean Mortgage, Inc. reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of Jacob Dean Mortgage, Inc.

BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.  IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE JACOB DEAN MORTGAGE, INC. WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE JACOB DEAN MORTGAGE, INC. WEB SITE.

This Web site, and all of its contents, is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions and other copyright laws. All rights not granted to you herein are expressly reserved by Jacob Dean Mortgage, Inc.  Other than as expressly provided in these terms and conditions of use, your use of this Web site does not create a license or any other rights in trademarks, service marks, copyrights, patents, trade secrets or any other intellectual property or proprietary rights of Jacob Dean Mortgage, Inc. or any of its Affiliates. The content of this Web site (the "Content") is only for your personal, non-commercial use. All materials contained on this Web site are protected by copyright, and are owned or controlled by Jacob Dean Mortgage, Inc., its Affiliates or the party credited as the provider of the Content (if any). You will abide by any and all additional copyright notices, information, or restrictions contained in any Content on this Web site.  Copying or storing of any Content for other than personal, non-commercial use is expressly prohibited without the prior written consent of Jacob Dean Mortgage, Inc. or the copyright holder identified in the individual Content's copyright notice.  You may not use, publish, display, disclose, rent, lease, modify, loan, distribute, transmit, reuse, repost any of the Content or create derivative works based on the Content, the Web site or any part thereof.

Links to third-party Web sites through so-called "hyperlinks" are provided by Jacob Dean Mortgage, Inc. as a convenience.  Jacob Dean Mortgage, Inc. does not control these sites and is not responsible for the content, update or accuracy of these sites.  Jacob Dean Mortgage, Inc. does not endorse or make any representations about the companies, products, or materials accessible through these hyperlinks, or the security of such Web sites.  If you opt to hyperlink to other Web sites accessible through Jacob Dean Mortgage, Inc.’s Web site, you do so entirely at your own risk.  Further, no representation or warranty is provided for any software that you may download from a link from this Web site.

You acknowledge that you are aware that by using the Internet you may be subject to or exposed to security and privacy exploitations, including, eavesdropping, sniffing, spoofing, hacking, breaking passwords, harassment, exposure to objectionable material, posturing, or other security or privacy hazards. YOU ACKNOWLEDGE AND AGREE THAT ANY CONTENT OR SOFTWARE DOWNLOADED OR OTHERWISE OBTAINED FROM THE INTERNET IS DONE AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES WHATSOEVER ARISING FROM THE DOWNLOAD OR OTHER ACQUISITION OF SUCH CONTENT OR SOFTWARE.  JACOB DEAN MORTGAGE, INC. AND ITS AFFILIATES WILL NOT BE RESPONSIBLE IF ANY SOFTWARE OR CONTENT INFECTS OR CONTAMINATES A USER'S SYSTEM OR INFORMATION.

These terms and conditions of use, as modified from time to time, constitute the entire agreement between Jacob Dean Mortgage, Inc. and you with respect to your use of this Web site.   IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE JACOB DEAN MORTGAGE, INC. WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE JACOB DEAN MORTGAGE, INC. WEB SITE.