Welcome to Jacob Dean Mortgage, Inc.’s web site.  You can visit this site without giving us any information about yourself.  However, if you choose to give us information, our goal is to protect your information whether it is obtained via the Internet, the telephone, or in person.

We will maintain this information, as well as your business activities and transactions, according to our usual strict security and confidentiality standards.  

 Privacy Policy

We recognize the importance to you of keeping your information secure and confidential.  We will not sell or share nonpublic personal information about you with third parties either outside or within our corporate family except as explained in this Privacy Policy.  This Privacy Policy covers personally identifiable information about both current and former customers who obtain financial products or services from us primarily for personal, family or household purposes, and is provided as required by the Federal Financial Privacy Law.

COLLECTING INFORMATION

When you seek to obtain financial products and services from us, we may collect nonpublic personal information about you from the following sources:

• Applications and other forms, or through other communication including information provided by mail, telephone, in person or electronically. Such information may include your name, address, employment, income, and other identifying information.
• Your transactions with us, members of our corporate family, or others. Such information may include, for example, your account balance and payment history.
• Consumer reporting agencies or other companies, which may include, for example, information regarding your creditworthiness or credit history.
• Other sources which may include, for example, verification of your employment history, credit balances, property insurance coverage or other representations made by you.

SHARING INFORMATION OUTSIDE OF OUR CORPORATE FAMILY

We may share all of the information described above with our financial service providers, including credit reporting agencies, finance companies, other credit grantors, insurance agents or other service providers related to your financial transaction.  We may also share the information described above with companies that perform marketing services on our behalf.  Such companies have agreed to keep confidential the information that we provide to them and to use the information only to carry out the functions we have asked them to perform.  We do not share your nonpublic personal information with any company outside our corporate family for the purpose of marketing that company’s products or services.  Finally, we may disclose all of the information above as permitted by law.

YOUR PRIVACY CHOICES

If you prefer that we do not disclose non-public personal information about you as a consumer, customer, or former customer to our service providers and/or non-affiliated third parties, you may opt out of these disclosures; that is, you may direct us not to make those disclosures (other than disclosures permitted or required by law). If you wish to opt out of disclosure to non-affiliated third parties, you may do so by filling out the Opt-Out Request portion of our Privacy Notice that you will receive during the loan application process and return it to us.

PROTECTING CONFIDENTIALITY AND SECURITY

The information sharing practices described above are designed in accordance with federal law. California law places additional restrictions on sharing information about California residents, so long as they remain California residents. If you are a California resident, you have the right to control whether we share some of your personal and financial information with our affiliated companies and other companies we do business with to provide financial products and services. These choices are presented in exercising YOUR PRIVACY CHOICES above. 

IDENTITY THEFT INFORMATION

If you believe you may be a victim of identity theft with regard to a Jacob Dean Mortgage, Inc. transaction, please submit your written statement to 1604 Spring Hill Road, 2nd Floor, Vienna, VA 22182.  If you have already filed a report with a law enforcement agency, please include a copy of the report with your correspondence.  Additional information from you may be requested.

This Privacy Policy also applies to Jacob Dean Commercial, Inc.

If you have any questions about this policy, please contact Jacob Dean Mortgage, Inc. at 800.844.1015.

Effective March 1, 2008